Browsing by Author "Lokeshwara, A"

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Open Access
Accessing Customer Perceptions on Customer Adoption of Digital Banking Platforms; Private and Public Bank Comparison in the Post COVID –19 Pandemic in Sri Lanka
(Emerald Publishing, 2022-12-01) Jayakody, J. A.D.P.M; Perera, K.N.M; Perera, D.S. I; Liyana Arachchige, K.P; Dunuwila, V.R; Lokeshwara, A
Digitalization plays a significant role in every country at present. When referring to the banking field, banks introduce new digitalization features to their banking customers and motivate people to do their transactions on digitalization platforms. In this study as digitalization platforms, researchers consider ATMs, electronic fund transfers, SWIFT transfers, bank credit debit cards, digital bill payments, internet transactions, digital wallets, and E-vouchers. The main objective was to investigate the customer adoption of Digital Banking (DB)platforms during the post-COVID -19 pandemic in Sri Lanka. There were six independent variables short-formed as customer perceptions and dependent variable was customer adoption. This research is based on quantitative data gathered among the Sri Lankan people scattered in rural and urban areas. Researchers collected data by distributing google questionnaires among the people using cluster sampling method. 421 responses were collected. Analysing methods were correlation, regression and researchers used the SPSS tool for the analysis part. After the data analysis, researchers found there is a significant impact on perceived ease of use, accessibility, and digital literacy towards customer adoption and there isn’t a significant impact on perceived usefulness, perceived risk, and perceived trust to words customer adoption. Researchers concluded that the result as there is a higher number of private bank customers who indicated an intention for using digital banking platforms compared to public banking usage in Sri Lanka. This study is more important to the banking field for identifying customers’ DB usage factor identification and increasing their customers' DB usage and banking people could be able to identify the reasons that customers don’t adopt digital banking in their banking activities.
Open Access
Framework to create opportunities to maximize the contribution of differently abled employees in the Sri Lankan garment industry
(Springer Science and Business Media, 2025-04) Gurudasa, P; Lokeshwara, A; Weerarathna, R; Thelijjagoda, S; Weerasinghe, C; Fonseka, S; Dananjaya, S
The primary focus of this study was on Differently Abled Employees’ (DAEs) work performance within Sri Lanka’s garment industry. Prior research revealed inadequate awareness among organizations regarding the provision of employment opportunities for DAEs. Notably, DAEs constitute a substantial portion of the economically inactive working-age population in Sri Lanka. In this setting, the study aimed to identify the crucial factors influencing the contribution of DAEs in the Sri Lankan garment industry. In this setting, the study sought to measure their impact and develop a framework that supports both DAEs and the garment industry, fostering a mutually beneficial work environment. Utilizing a mixed approach, the study encompassed a sample population of 270 DAEs. Data collection involved semi-structured interviews and a Likert scale questionnaire. Convenience sampling was deployed to interview 14 DAEs, while a sample of 159 DAEs was selected through simple random sampling for the distribution of the questionnaire. Thematic analysis and multiple linear regression analysis were employed to analyze qualitative and quantitative data. The results underscored the significance of the examined factors affecting DAEs’ contributions. Based on regression analysis results, the researchers developed a framework, which underwent further refinement through reviews and discussions. The findings proposed supportive strategies to achieve the overarching objective of the study to maximize DAEs’ contributions in the workplace.
Open Access
More than just investment: Causality analysis between foreign direct investment and economic growth
(PLoS ONE, 2022-11-03) Nupehewa, S; Liyanage, S; Polkotuwa, D; Thiyagarajah, M; Jayathilaka, R; Lokeshwara, A
This study examines the causal nexus between Foreign Direct Investment (FDI) and the economic growth of seven (7) regions encompassing 117 countries. A more recent panel dataset over the period 2010–2020 was analysed using the Granger causality approach and panel VAR/block exogeneity test to conduct predictive analysis among the panel series. Wavelet coherence techniques too were adapted in bringing novelty and further justifications to the research in exploring the interaction effects of the variables, which are yet to be popularised in the studied discipline. The empirical results indicate the presence of bi-directional causality between FDI and economic growth globally and in the Asian region. In contrast, the causality is uni-directional in the American region. A non-directional causality was discovered in European, Oceanian, Mediterranean, and African regions, and the findings were consistent with the outcome of the wavelet coherence technique results. The study further classifies the regions into three cross-market categories such as developed, emerging and frontier markets. The results imply no causality for most developed and emerging economies in the regional analysis. Findings also provide insights for governments and policymakers worldwide to formulate policies on directing FDI flows and propositions for a host country to become a more conducive destination for FDI and accelerate economic growth.