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Author: search.filters.author.Saliya, C.A

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    Crisis and credit: tackling corporate NPLs in Sri Lanka
    (Emerald Publishing, 2025-09-09) Weerasekara, K.C; Saliya, C.A; Lakmal, K.T.P; Medagedara, R.M
    Purpose Explores strategies that private licensed commercial banks formulate to manage Non-performing Loans (NPLs) for struggling corporate borrowers under challenging economic conditions in Sri Lanka. This study critically evaluates traditional NPL management approaches and their obstacles, suggesting a unique framework to manage NPLs. Design/methodology/approach Study sampled five severely affected private licensed commercial banks listed on the Colombo Stock Exchange (CSE). Data is collected through semi-structured interviews, analyzed using Thematic Analysis and Grounded Theory techniques. The 20-in-depth interviews with bank professionals in corporate credit management form a theory. Findings Final theory emphasizes successful NPL resolving strategy entails the adaptive implementation of a systematic approach underpinned by strategic vigilance of banks, ensuring resilience and responsiveness to dynamic financial landscapes. Originality/value Study presents a unique holistic modern approach to managing NPLs challenging traditional reliance on the 5Cs framework. Study lightens paradoxes exist in literature with viable approaches in managing NPLs. The methodology and unique qualitative data analysis approach broadly theorized and descriptively provide a significant guide to what any strategy commercial banks implement in resolving NPLs for corporate borrowers under a challenging economy should look like.
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    Conquerors of poverty – a case study of Colombo slum dwellers
    (Emerald Publishing, 2025-02-07) Nanayakkara Wasam Mudage, K; Weerasinghe, N; Madusanka, M; Saliya, C.A; Lokeshwara, A. A; Jayatissa, C. D
    Purpose: While extensive research has explored poverty in various dimensions, there remains a notable dearth of studies focusing on success stories of slum dwellers overcoming adversity. This research seeks to address this gap by investigating the strategies employed by individuals to transcend poverty. Moreover, it evaluates the practicality and effectiveness of existing theories in real-world contexts through careful interpretation. Design/methodology/approach: Data were gathered from two distinct cases through comprehensive, in-depth interviews. These narratives were subjected to scrutiny employing the Description Analysis Interpretation method. Subsequent interpretation and theoretical exploration were guided by Bourdieu’s class theory. The overarching goal was to shed light on the remarkable journeys of specific slum residents who surpassed the constraints of poverty. This endeavor not only highlighted the practical efficacy of these theories but also underscored their relevance in illuminating real-world scenarios through interpretation. Findings: The findings underscore the capacity of slum dwellers to rise above poverty, thereby emphasizing the practical utility of specific theories aimed at poverty alleviation in elucidating their experiences. Notably, social capital, a cornerstone of Bourdieu’s class theory, emerges as equally pivotal as economic capital in shaping individuals' trajectories. Research limitations/implications: The study’s scope is confined to narratives within the Colombo slums, offering a platform for future researchers to extend their investigations beyond this context. By employing alternative methodologies and exploring diverse geographical regions, scholars can broaden their understanding of poverty alleviation strategies and their applicability across varied socioeconomic landscapes. This calls for wider research for comprehensive exploration and comprehension of poverty dynamics beyond singular locales. Practical implications: The study provides invaluable insights for policymakers, governmental bodies and nongovernmental organizations, urging them to reconsider and reformulate policies, educational strategies and community development programs tailored to the needs of slum dwellers and their children. These insights offer a pathway toward more effective interventions aimed at fostering sustainable upliftment within these marginalized communities. Originality/value: This research fills a critical gap in poverty literature by exploring success stories of slum dwellers overcoming adversity, an area often overlooked. It uniquely investigates the strategies these individuals employ to transcend poverty, offering fresh insights into the practical application of poverty alleviation theories. Utilizing Bourdieu’s class theory, the study highlights the importance of both social and economic capital in these success narratives. By focusing on real-life experiences, it underscores the relevance and utility of these theories in real-world contexts, enriching the theoretical discourse and providing valuable perspectives for policymakers and practitioners.Poverty